Welcome to Monica.ng. The following terms and conditions govern all use of the Monica.ng platform and all content, services, and products available at or through the website.

1. Acceptance of Terms: By accessing or using the services provided by Monica.ng, you confirm that you have read, understood, and agree to be bound by these terms.

2. Registration: To use Monica.ng, you may need to register for an account. You agree to provide accurate, current, and complete information during the registration process and update such information to keep it accurate.

3. Privacy: Your use of Monica.ng is also governed by our Privacy Policy, which can be found on our website.

4. Security: You are responsible for safeguarding your account. Use a strong password and limit its use to this account. Monica.ng cannot and will not be liable for any loss or damage arising from your failure to comply with this.

5. Transactions: Monica.ng is not responsible for any loss of funds due to user error, such as sending funds to the wrong wallet address. Ensure all transaction details are accurate before confirming any operation.

6. Fees: Using some of the services on Monica.ng may incur fees. These fees and charges are outlined clearly within our platform. By using any services that have fees, you agree to pay these charges.

7. Termination: We may terminate or suspend your account immediately, without prior notice or liability, for any reason, including without limitation if you breach these terms.

8. Disclaimer: The services are provided "as is", without warranty of any kind, either express or implied. Monica.ng makes no warranty that the services will meet your requirements or be available on an uninterrupted basis.

9. Governing Law: These terms and any separate agreements will be governed by and construed in accordance with the laws of Nigeria.

10. Changes to the Terms: Monica.ng reserves the right to modify these terms at any time. It is your responsibility to review these terms periodically for changes.

By continuing to access or use our service after changes become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the service.

If you have any questions about these terms, please contact our customer support team.

If you have any questions about our Terms & Conditions, please contact us.