Everything moneyand bills.

The ultimate financial hub for crypto, bill payments, and unbeatable gift card rates in Nigeria.

Download the app
₦60B+ Transactions completed
Bitcoin, Ethereum, USDT etc..

Full control over your money

Connect between crypto and fiat easily.

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Receive crypto from all over the world and convert to Naira or Cedis.

Processed through crypto

Bills payment

Enjoy a wide range of billers from airtime to gift cards and betting all on Monica.

Available billers

More Features

We offer even more, with top rated talented people who provide quality services.

Powered by people

Fiat withdrawals are powered by our powerful monica peer engine, with over 5000+ peer agents.

Multiple Currency

Recieve bitcoin, USDT, ethereum and withdraw to over 20+ countries. Withdrawals are paired to agents in minutes.

Bills Payment

Recharge airtime, buy data, pay utility bills and choose from a wide range of gift cards, all on Monica.

frequently asked questions

A quick Q&A session.

Monica is an app that gives you access to a wide range of everything money and bills.

We currently accept bitcoin, ethereum and USDT.

Absolutely! Monica places the highest priority on user safety. We've implemented multiple layers of security on both user and server ends to ensure your transactions and data remain protected. Our commitment to security, coupled with a customer-first approach, ensures that your funds and information are always in safe hands. Always remember, with Monica, the customer is king, and your peace of mind is paramount to us.

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Payments for all occasion .

Payments made simple for all and every occasion

🤝 Built on Trust:

At Monica.ng, we value the faith you place in us. With transparent operations and a commitment to integrity, we prioritize earning your trust every step of the way.

🔒 Secured by Monica engine

Using advanced encryption and continuous monitoring, Monica.ng ensures your transactions and data remain shielded. Your assets, our priority.

Utility bills

You're in good hands

Here is a few honest user reviews we gathered from apple and google play store.